Francis is Co-Head of the Financial Services Department at Allen & Gledhill, and Co-Head of the Firm’s Financial Regulatory and Compliance Practice. He specialises in regulatory issues, in particular, financial services and commodities regulations.

He regularly advises banks, securities, futures and derivatives dealers, exchanges and clearing houses, insurers, fund managers, fintech firms and payment services providers. His expertise also includes the structuring and documentation of derivatives transactions.

Francis is recognised as a Star Individual in both Chambers Global and Chambers Asia-Pacific for Banking & Finance: Regulatory. Chambers Asia-Pacific quotes an interviewee as saying: “He has the greatest reputation as a lawyer that I have ever seen; if you need advice, you start with Francis and then, if you have to, you look at other options.” Another client insists: “He is the first reliable port of call whether it's new or existing regulations. He is in a tier of his own, first among his peers, and his knowledge is always helpful.”

Francis is also ranked Band 1 in Chambers Asia-Pacific for Capital Markets: Securitisation & Derivatives and is lauded by a client as “the leading authority on Singapore regulatory matters and derivatives”. He is listed as a Leading Individual in The Legal 500 Asia Pacific for Financial Services Regulatory and for Capital Markets: Structured Finance, Derivatives and Securitisation. He is listed as a Global Elite Thought Leader for Banking - Regulatory by Who’s Who Legal.

Francis graduated from the National University of Singapore with an LL.B. (Hons) degree (First Class) in 1996. He was called to the Singapore Bar in 1997 and joined Allen & Gledhill in 1998.